Monday, May 08, 2006

consumer - state consumer protection law - credit reporting agency

Abusaab v. Equifax Information Services - ED Pa - May 4, 2006

An arbitration award against Plaintiff was reversed on appeal, but the defendant credit reporting agency persisted in listing the judgment as "satisfied" instead of having been reversed and removed.

Plaintiff sued under Fair Credit Reporting Act, 15 USC 1681 et seq., and brought state law claims for negligence, defamation, false light, as well as a Consumer Protection Law (CPL) claim.
Defendant moved to dismiss all claims.

The Court refused, except as to the CPL claim, holding that the law does not cover credit reporting agencies, since there is no sale, purchase or lease of good or services between the parties.